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Private Capital Advisory · Built by Developers, For Developers
M25 Capital Group

Your deal deserves
a capital advisor who never
pulls back.

M25 Capital Group places $300K–$100M private loans for real estate investors, builders, and developers across every product type — nationwide. We stay in the market when banks retreat. On most deals, we are paid directly by the lender. No cost to you until we close.

Submit Your Deal See Loan Programs
$300K–$100M
Loan Size Range
85%+
Repeat Borrowers
Nationwide
Coverage
$0
Cost to Borrower
Ground-Up Construction
Bridge Loans
Fix & Flip
Build-to-Rent
DSCR Rental Loans
Fix-to-Rent
Multifamily
Mixed-Use
A&D / Horizontal
Rate / Term Refi
Client Relationships Always Protected
No Cost Until We Close
Ground-Up Construction
Bridge Loans
Fix & Flip
Build-to-Rent
DSCR Rental Loans
Fix-to-Rent
Multifamily
Mixed-Use
A&D / Horizontal
Rate / Term Refi
Client Relationships Always Protected
No Cost Until We Close
Our Approach

We underwrite your entire business,
not just your next deal.

Most advisors submit and hope. We evaluate your pipeline, your track record, and your full business plan — then place capital that fits your strategy. That's why our borrowers close faster, get better terms, and come back deal after deal.

⬡

Pipeline-Level Underwriting

We don't evaluate one deal in isolation. We assess your full business — 12–24 month pipeline, business plan, global cash flow, and SREO — so lenders arrive with full conviction. Fewer conditions. Faster closes. More certainty of execution.

◎

We Never Pulled Back

When regional banks paused construction and renovation lending and private lenders capped amounts below $1M, we expanded. We opened our guidelines, improved leverage, and kept capital flowing. Reliable access through every market cycle — that's the M25 standard.

◈

Client Relationships Always Protected

Your relationship with your client is sacred. We enforce strict client protection on every deal — no back-channeling, no fee dilution, no end-runs. Engage us once and you'll understand why investors and advisors keep coming back.

◇

Risk-Based Pricing That Rewards You

Consistent, competitive, risk-based pricing that improves with experience and deal volume. The more you work with us, the better your terms get. We build 12–60 month capital roadmaps per sponsor — long-term partnership, not a one-time transaction.

Loan Programs

Capital for every
phase of your project lifecycle.

From acquisition to ground-up construction to stabilized hold, we have a capital solution for every stage. One advisory relationship — the full product suite.

🏗

Ground-Up Construction

SFR, townhome, condo, multifamily, and mixed-use. In-house fund control and draw teams. Up to 100% of construction costs financed. Fast, flexible draws — no rigid phase schedules.

Loan Size$300K – $100M
Max LTCUp to 90%
Term12 – 24 months
🔁

Fix & Flip / Bridge

Short-term funding for purchase, rehab, and sale of investment properties in any condition. Streamlined approval, fast close. Experience-tiered leverage for seasoned operators.

Loan Size$50K – $20M
Max LTVUp to 90%
Time to CloseFast — deal dependent
🏠

Build-to-Rent / Fix-to-Rent

Financing for BTR communities, SFR portfolios, and multifamily hold strategies. Bridge to permanent capital with flexible exit structures aligned to your lease-up timeline.

Loan Size$500K – $50M
Max LTCUp to 85%
ExitSale or DSCR refi
📊

DSCR Rental Loans

Long-term hold financing for stabilized rental properties underwritten on cash flow, not personal income. Ideal for investors scaling a buy-and-hold portfolio without triggering personal DTI.

Loan Size$75K – $5M
Min DSCR1.0x (varies)
Term30-yr fixed available
🌐

Multifamily & Mixed-Use

Construction and bridge financing for 5+ unit multifamily, mixed-use, and apartment projects. Personalized underwriting based on project viability, submarket dynamics, and borrower track record.

Loan Size$1M – $100M
Property5+ units, mixed-use
StructureConstruction or bridge
🏔

A&D / Horizontal

Acquisition and development financing for land entitlement, horizontal infrastructure, and lot development — the capital most lenders won't touch. We know how to structure it.

Loan Size$1M – $50M
UseLand, entitlement, lots
StructureCustom per project
The Process

From submission to
funded in four steps.

A streamlined, relationship-driven process built for investors who value certainty over guesswork — and speed over red tape.

Step 01

Submit & Qualify

Share your deal overview. We work across $300K–$100M and every product type. No deal is too small or too complex — we'll tell you fast if we can place it.

Step 02

We Underwrite You

We review your full file — business plan, financials, SREO, track record, and pipeline. We pre-align credit, structure, and pricing with lenders before submission. No shotgun approach.

Step 03

Targeted Placement

We match your deal to the right lender from our curated capital network — one that knows your deal type, your market, and your exit. Term sheet in days, not weeks.

Step 04

Close & Scale

We stay with you through close, draws, and beyond. Fast draw execution, responsive servicing, and a 12–60 month capital roadmap so you can scale — not scramble.

No cost to you until we close.
On most deals, M25 Capital Group is paid directly by the lender at settlement. You get expert placement and institutional access — with no out-of-pocket advisory cost until your deal funds.
Get Started
Who We Serve

All experience levels.
Every deal type.

Whether you're a first-time investor with a strong GC and solid financials, or an institutional builder with a 100-project track record, we find you the right capital.

First-Time & Emerging Investors

Strong financials and a qualified GC open doors — we have lenders who support newer operators when the deal pencils

Active Fix & Flip Operators

Volume investors running multiple projects simultaneously who need a reliable capital partner that keeps up with their pace

Regional Homebuilders & Developers

Mid-market builders scaling multi-phase SFR, townhome, and condo projects who need pipeline-level financing relationships

BTR & Portfolio Investors

Build-to-rent and DSCR hold investors who need bridge-to-permanent capital solutions aligned with their lease-up strategy

What You Need to Get Started

✓
A loan size between $300K and $100M
✓
An active project anywhere in the United States
✓
A live deal ready to place — we move fast once engaged

Not sure if you qualify? Submit your deal anyway. We review everything and will tell you honestly whether we can help — or point you in the right direction if we can't.

Submit Your Deal →
Where We Lend

We lend where
your deal is.

M25 Capital Group places loans nationwide. While we have deep roots and active lender relationships in key Sun Belt markets, our capital network reaches all 50 states. Submit your deal wherever it is.

AZ

Arizona

Phoenix, Scottsdale, and Mesa lead the nation in BFR and infill SFR demand. Low land basis, strong absorption, and growing institutional equity presence make Arizona our most active market for GUC and BTR deals.

PhoenixScottsdaleMesaParadise ValleyTempe
TX

Texas

DFW, Austin, and Houston are the most active fix-and-flip and new construction markets in the country. Strong population growth, no state income tax, and institutional equity create deep lender appetite across all deal types.

Dallas–Fort WorthAustinHoustonSan Antonio
CA

California

LA, Orange County, and San Diego remain supply-constrained and in high demand for infill construction and ADU development. Experienced sponsors find competitive bridge and construction capital through our lender network.

Los AngelesOrange CountySan DiegoInland Empire
CO

Colorado

Denver and its metro suburbs continue to see strong infill and townhome demand. We actively place bridge and construction deals for Colorado sponsors with multi-unit and BTR strategies.

DenverBoulderColorado Springs
FL

Florida

Miami, Tampa, and Orlando lead in population-driven housing demand. Fix-and-flip velocity is among the highest in the nation and GUC lender appetite is strong for experienced operators.

MiamiTampaOrlandoJacksonville
US

Nationwide

Our lender network covers all 50 states. Wherever your deal is — we can place it. Submit any project, any market, and we'll find the right capital partner for you.

Submit Your Deal →
Why Borrowers Stay

Numbers that reflect
relationships, not transactions.

85%+
Repeat Borrower Rate
The majority of our deal flow comes from sponsors who have placed capital with us before. That's the metric we're most proud of.
Fast
Execution
Pre-aligned credit and a curated lender network means decisions happen in days — not the weeks you'd wait dealing with a bank or an unvetted middleman.
No Cost
Until We Close
On most deals, M25 Capital Group is paid directly by the lender at settlement. No upfront advisory fees — you only pay when your deal successfully funds.
Why M25 Capital Group

Built by developers.
Run by capital markets.
Aligned with you.

Our leadership team has operated on both sides of the table — as developers who needed capital and as lenders who deployed it. We know exactly what it takes to get a deal funded because we've lived it. That context shapes every placement we make.

⚡

Institutional Pedigree

Formerly National Director of Retail at Builders Capital and VP of Originations at Genesis Capital — with 20+ Yrs in collective origination experience across the leading names in private lending.

🔐

Pre-Aligned Placement

We pre-negotiate credit, pricing, and structure with lenders before submission. No cold shopping, no wasted time. Your deal arrives at the right lender already understood.

♾

Full Lifecycle Partner

From acquisition to ground-up to stabilization to DSCR hold — we support every phase. One relationship, the full product suite, and a 12–60 month capital roadmap built around your growth.

Submit a Deal

Have a deal?
Let's talk.

Submit your deal overview and we'll respond within one business day. If we can place it, we'll tell you exactly how and move fast. If we can't, we'll tell you that too — and point you in the right direction.

Cost: No advisory fees until your deal closes. On most deals, we are paid directly by the lender at settlement.
📍 Nationwide — all 50 states
✉ deals@m25capitalgroup.com
🌐 m25capitalgroup.com
By submitting, you acknowledge that M25 Capital Group acts as a capital advisor compensated by the lender upon placement. All information is held in strict confidence.

Deal Received

We'll review your submission and respond within one business day.

Who We Are

What M25 Capital Group
does for you.

The challenge developers face
Banks are retreating.
Capital gaps are growing.
Regional banks have pulled back from construction lending. Experienced developers are being turned away — not because of their track record, but because of the bank's balance sheet.
What we do differently
We place your deal
with the right lender.
M25 Capital Group matches experienced developers with institutional lenders who understand your deal — and we are paid by the lender, not you.
Our commitment to you
No cost to you
until we close.
On most deals, M25 Capital Group is compensated directly by the lender at settlement. Expert placement and institutional access — no upfront advisory fees.
Built on institutional experience
20+ Yrs in originations.
Now working for you.
20+ YrsTeam Experience 85%+Repeat Borrowers NationwideCoverage
Every stage of your project
From ground-up to
stabilized hold.
Ground-Up Construction  ·  Fix & Flip  ·  Bridge  ·  Build-to-Rent
DSCR Rental  ·  Multifamily  ·  A&D  ·  Rate/Term Refi

Click anywhere to advance · Auto-plays through all scenes

Borrower Portal

Submit your deal
in minutes.

A simple step-by-step process. No cost until we close — on most deals we are paid directly by the lender.

1
About You
2
The Property
3
Loan Details
4
Your Experience
5
Review & Submit
Step 1 of 5
Tell us about yourself
Basic contact and entity information. This stays strictly confidential.
Internal Access

Deal Pipeline Login

M25 Capital Group — internal use only